Q: Please DO NOT give me URLs or any kind of online sources. I need your personal knowledge and opinion. Please comment on anything such as its popularity, how long has it been known to you, how is their service, ease of access (i.e. availability of branches), their ScotiaMcLeod Immigrant Investor Program etc.
A: I bank with ScotiaBank and have been extremely happy with their service. We originally started banking there because they gave us an amazing rate on our first mortgage. Over the years, I have migrated many of our accounts there. On two occasions, something I ahve had a cmplaint about something and they have been extremely understanding. They solved my issue right away. There was none of the regular "Arguing with Bank Manager". They fixed it, apologized for the inconvenience, and followed up with me to let me know they have suggested policies so that the same problem doesn't occur again. Their Banking Online feature is way better than the other banks I deal with. As for the branches, I think it would depend on where you will be living. I'm sorry -- I do not have any experience with their Immigrant Investor program.